01
Buyer checklist
- Match invoice to the order/RFQ.
- Confirm beneficiary details through the proper workflow.
- Check amount, currency and payment terms.
- Do not share OTPs, passwords or card credentials.
02
Seller checklist
- Issue accurate invoices and payment references.
- Keep currency and totals consistent.
- Record confirmed payment status before dispatch where required.
03
Red flags
- Unexpected payment destination change.
- Pressure to move sensitive communication or credentials.
- Mismatch between company, invoice and payment information.
Frequently asked questions
What should I do if payment instructions suddenly change?
Stop and re-verify using trusted account/business channels before sending funds.